Fight back with AI-powered letters that cite your federal rights. Stop collector calls with a Debt Validation & Cease & Desist letter, or dispute negative items on your credit report with bureau-specific FCRA letters.
Upload a PDF, snap a photo, or paste the text of the debt collection letter you received. Our system scans and extracts every detail.
Our system generates a unique Debt Validation + Cease & Desist letter tailored to your situation. Every letter is one-of-a-kind.
Download your letter as a Word doc or PDF. Print it, sign it, and send it via Certified Mail with Return Receipt Requested.
You could hire a credit repair company, pay a lawyer, or spend hours doing it yourself. Or you could do it in 60 seconds for $20.
Credit Repair Company | Consumer Lawyer | Do It Yourself | DEBT STRIKE | |
|---|---|---|---|---|
| Cost | $50–150/mo | $200–400/hr | Free | $20 one-time |
| Time to letter | 2–4 weeks | 1–2 weeks | Hours of research | 60 seconds |
| Mails it for you | Sometimes | No | No | Yes — certified |
| Cites specific statutes | Maybe | Yes | Probably wrong | FDCPA + RFDCPA |
| Unique every time | Templates | Yes | N/A | AI-generated, unique |
| Account required | Yes | Yes | No | No |
| Credit report disputes | Extra fee | Extra fee | Hours per bureau | Included — all 3 bureaus |
References federal law (FDCPA) and California state law (RFDCPA).
Two ways to get your letter. Same letter either way.
Help someone else find out they don't have to take it from debt collectors. That's it.
Upload your debt collection letter and fill in your info. We generate your letter for free — no credit card needed to start.
Share a post about DebtStrike on Instagram, TikTok, Twitter, or Facebook. We give you suggested captions you can copy and paste.
Take a screenshot of your post and upload it. Our AI verifies it mentions DebtStrike, and your letter unlocks instantly for download.
WHY WE DO THIS: Most people getting harassed by debt collectors don't know they have legal rights. Your post might be the reason someone else finds out. That's worth more than $20.